It sounds too good to be true, so here is the simple version. A piece of each paycheck goes out one door and comes right back the other. Take-home pay stays the same, taxes go down, and your team gets free doctor visits, medicine and more.
You already pay this tax on every paycheck. Move the slider and see what comes back to you each year. No catch, just simple math.
A quick estimate, based on a typical amount per employee.
Simple estimate based on a typical per-employee figure. Your real number depends on pay and how many people join. Not tax or legal advice.
Here is the whole thing in plain words. A piece of each paycheck is set aside for a health program before taxes are counted. Then that exact same money is handed right back to your employee. It goes out one door and comes back the other, so their take-home pay does not change.
Your people never pay a dime out of pocket, and their take-home pay stays the same or goes up a little. In return they get real healthcare they can use any day of the week.
Watch the money go out and come right back. The amount set aside is handed back the same day, so take-home pay stays the same. Meanwhile the boss stops paying tax on that money.
Simple example. Numbers vary by pay. The boss also keeps about $640 a year for this employee.
One app for the whole family, any time of day. No copays, no surprise bills, nothing out of pocket. Care is run by Revive Health, which serves more than 4 million members.
Talk to a real doctor by phone or video, usually within a day or two.
Sick in the middle of the night? Reach a doctor in minutes, any time.
Over 1,000 common prescriptions, free, delivered right to the door.
Talk to a counselor 24/7, including help with marriage and money stress.
Coaching and doctor-guided plans to feel better and live healthier.
Unlimited workouts and easy nutrition help, right in the app.
Everything in one place, for the whole family, day or night, all year.
Life and dental options are included too, at no out-of-pocket cost.
You give us a simple list of your employees. We handle the rest: the paperwork, the sign-up and the payroll. Most teams are all set in a few weeks.
We make sure it is a good fit for your business. No cost, no pressure.
You get an exact savings number for your team, usually within a day.
We help your team join, online or in person. It only takes a few minutes each.
Benefits turn on, and your savings start showing up on payroll.
New hires and any questions are handled by us all year long.
We kept waiting for the catch. There wasn’t one. Our people pay nothing, kept their paychecks, and we stopped overpaying taxes we never had to pay. HR Director, 180-person company
This is not a loophole or a gray area. It is built on tax rules that have been on the books for years, and it is always paired with real healthcare your team actually uses. Before you sign anything, we hand your CPA or attorney every document to check.
Want the technical proof? The exact tax code, the IRS memo and the legal structure are all written up for your CPA in the footer links below.
Tell us a little about your company and we will send back exactly what you could save, usually within a day. No cost, no commitment.
Yes. The payroll tax you save is bigger than the small fee to run the program, so it pays for itself. For most businesses there is no net cost.
No. Their take-home pay stays the same, and many take home a little more. The money set aside before tax is handed right back to them the same day, so nothing is lost.
Free doctor visits any time by phone or app, over 1,000 free common medicines delivered home, free mental health and counseling, and free fitness and weight help. They never pay out of pocket.
Yes, it is 100% legal and IRS-approved. It is built on long-standing tax rules and is always paired with real healthcare. We give your CPA or attorney every document to check before you sign anything. The technical proof is in the footer links below.
About $640 a year for every employee. A team of 50 keeps around $32,000 a year. Use the calculator near the top of the page for your own number.
A few weeks. You give us a simple list of your employees and we handle the paperwork, the sign-up and the payroll setup for you.
See exactly what your business could save this year. It starts with one short, friendly call, and there is no cost or commitment.
Get My Free Savings Estimate